4/25/11
A trip to Batam (Harris Batam resort)
Initially I keep thinking the Harris is a very traditional simple resort. I did not expect it to have so many activities. Really looking forward to my trip there with hubby and girl. It's Singapore public holiday this weekend and we will be heading there :)
I got a 3D2N package with extra bed - 2A1C cost SGD $495
Got some information directly from them. THese information are useful.
Email address: Reservation Harris Resort Batam
[mailto:res@harris-batam.com]
Sent: Monday, 25 April, 2011 2:37 PM
Awards and Recognitions:
● RCI Resort of International Distinction 2004 & 2005 ● RCI Silver Crown Resort 2007● RCI Gold Resort 2008, 2009 & 2010 ● Top 350 Hotels and Resorts in Asia 2007 ● Trade Leader's Club Award 2007 ● The Best Family Hotel in Asia 2008 ● The Most Popular Hotel in Asia 2009 ● World Luxury Hotel Awards Winner 2010 ● World Luxury Hotel Awards Nominee 2011 ● World Luxury SPA Awards Nominee 2011
Hi,
1) We are planning for a weekend stay there. I am wondering if your resort do display the live telecast for the soccer match ?
Yes we have in MNC Channel OR ESPN in the room!
2) What is the occupancy rate during 30 -2 may? SGD 183 nett per room per night inclusive buffet breakfast for 2 person on 30 April 2011,
SGD 168 nett per room per night on 01 May 2011 inclusive buffe breakfast for 1 or 2 persons
3) What is the contact details for making a massage reservation. Do they have a email? spa@harris-batam.com
4) What are the restaurant in your resort. Someone mention about a Japanese/Korean restaurant but I don’t see it in your website.
Yes , in area hotel have a korean Restaurant , it is a different Management.
5) Any major renovation ? There is no renovation anymore .
6) What are the bed type in your different category room? I actually looking for a King bed. Thanks
Please find abelow picture of all about our Resort
POOL & BUILDING (Exterior)
http://picasaweb.google.com/harrisbatam/BuildingPool#
HARRIS ROOM (Funky Building)
http://picasaweb.google.com/harrisbatam/RoomHARRISROOMFunkyBuilding#
HARRIS ROOM (Trendy Building)
http://picasaweb.google.com/harrisbatam/RoomHARRISROOMTrendyBuilding#
FAMILY ROOM
http://picasaweb.google.com/harrisbatam/RoomFAMILYROOM#
CABANA ROOM
http://picasaweb.google.com/harrisbatam/RoomCABANAROOM#
JAPANESE ROOM
http://picasaweb.google.com/harrisbatam/RoomJAPANESEROOM#
JUNIOUR SUITE
http://picasaweb.google.com/harrisbatam/RoomJUNIORSUITE#
TRENDY SUITE
http://picasaweb.google.com/harrisbatam/RoomTRENDYSUITE#
EXECUTIVE SUITE
http://picasaweb.google.com/harrisbatam/RoomEXECUTIVEROOM#
SPA & FOOT REFLEXOLOGY
http://picasaweb.google.com/harrisbatam/SPAFootReflexology#
GENERAL ACTIVITIES
http://picasaweb.google.com/harrisbatam/ActivitiesShops#
RESTAURANT & BAR
http://picasaweb.google.com/harrisbatam/RestaurantBar#
TEAM BUILDING
http://picasaweb.google.com/harrisbatam/TeamBuilding#
KIDS ACTIVITIES
http://picasaweb.google.com/harrisbatam/KidsActivity#
ALL ALBUM
http://picasaweb.google.com/harrisbatam
Building Video (yutube) :
http://www.youtube.com/user/harrisbatam#p/u/0/iWwhu8YKPz4
4/19/11
What you need to know about preference shares
By A Tan
In a previous article on the top 3 investments to help beat Singapore inflation some readers brought up another noteworthy way to avoid a negative real interest rate — preference shares. This article explores what preference shares are, the sort of returns you can get from them, how to invest in them and what you should be aware of before investing.
What are preference shares?
Preference shares are a special type of equity security that has properties of both shares and fixed income securities. Issued by companies, preferred shares provide a return in the form of fixed periodic payments. Unlike regular shares, however, you usually do not get voting rights. Instead, you are promised, but not guaranteed a dividend for your preference shares.
The difference with bonds is that the interest payment on a bond must be paid (unless the company goes into default) to the bondholder. For preference shares, the company can choose to withhold the dividend as long as they do not pay ordinary shareholders a dividend. Thus preference shares have priority over ordinary shares in terms of dividend payment and liquidation, but are junior to bonds.
What are the benefits of investing in preference shares?
An investor in preference shares can earn a return on the investment from the interest payment, and also has the potential for capital appreciation upon sale of the shares in the market, although this tends to be limited relative to ordinary shares.
Preference shares provide you with a predictable income stream, where you know how much interest you can expect to receive and how often you will receive it. However, note that the dividend on preference shares is not guaranteed.
Preference shares also have the advantage of transparency. Unlike bonds that are traded over the counter, investors can easily access real-time price and volume information via the SGX website or on their brokers' trading platforms.
What sort of returns can you get from preference shares?
The dividend of a preference share is usually fixed at the time of issue, and your yield will depend on the price you bought it at. For example, if you bought a 5 percent per annum dividend yield preference share at the par value of $100 per share, then your yield is 5 percent. If you bought it at $110 per share instead, then your yield is $5/$110 or 4.55 percent.
In terms of capital gains or losses, the price of a preference share is mainly affected by interest rates and credit risk. If the credit rating of a preference share issuer drops, the price of the share should drop. Like bonds, the price of preference shares has an inverse relationship with interest rates. If interest rates fall, the price of a preference share should go up.
How do you invest in preference shares?
Preference shares are traded on the Singapore Exchange. The process of buying and selling a preference share is similar to that of a buying an ordinary share. Your trade can be executed through a broker or online platform during trading hours, and can be bought and sold using stop-loss orders, limit orders and margin purchases, just like shares.
What are the risks of investing in preference shares?
You are exposed to market risk and preference shares can vary in price, depending on the forces of supply and demand and interest rate changes. You are also exposed to credit risk — the risk that the issuer may not have the cash to meet its dividend payments.
Preference shares tend to be less liquid than ordinary shares, so you may not be able to buy or sell your shares in the quantity or at the price that you want to do so.
Also, your preference shares may be redeemed by the issuer. The issuer often has the right but not the obligation to redeem these shares after a certain period of time, but shareholders have no right to call for their redemption.
Which companies are issuing preference shares?
Current preference shares issuers include DBS Group, OCBC Corporation, UOB, City Developments Limited and United Engineers. The full list of preference shares is available at the SGX website.
Also on April 13 2011, Singapore water treatment firm Hyflux announced that it would sell up to S$200 million of Class A preference shares at a dividend rate of 6 percent per annum.
www.MoneyMatters.sg is your guide on how to make more money, save smarter, invest intelligently and enjoy your money like a pro.
Related articles
Hyflux will be selling S$200 million in class A preference shares at S$100 each
Is it easier to get rich investing in stocks or properties? (at Propwise.sg)
Follow Yahoo! Finance Singapore on Twitter.
4/18/11
Is it legal to jailbreak an iPhone in S’pore?
By Xavier Lur | Fit to Post Technology – Sun, Apr 17, 2011 2:41 PM SGT
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Jailbreaking a phone is not an uncommon practice. (Reuters photo)
In July last year, the United States' federal regulators declared it was lawful to "jailbreak" an iPhone despite strong opposition from Apple as it would affect the company's lucrative App Store business. Ever since, many iPhone users here have been inquiring whether it is legal to jailbreak their iOS devices, too.
Yahoo! Singapore spoke to five media lawyers and they all confirmed that iPhone jailbreaking is legal, but it comes with a catch. It is legal to hack your iOS to gain access to additional features or install unverified third-party applications that are not available in the App Store if it does not violate any copyright laws. It applies to all mobile operating systems, including Google Android and Windows Mobile.
Installation of customised themes or add-ons from external sources, be it complimentary or premium, is perfectly fine. However if one downloads, for example, the FIFA 11 app, which comes with a price tag of US$2.99 on the App Store, for free, he or she could be subjected to a fine of SG$20,000 under copyright laws.
"Many iPhone users here have instilled the wrong impression. While iPhone jailbreaking might be legal, the copyright laws still apply provided that the software is infringing (on the copyrights), and this includes some of the premium apps that are sold on the App Store," said James Wong, a 45-year-old lawyer who specialises in copyright lawsuits.
"The wisest choice is to not jailbreak your phone," he added.
A 16-year-old Secondary 4 student, who has jailbroken his iPhone 4 and declined to be named, said that he will continue to download apps that may infringe on copyright laws even though he may face lawsuits. "It's just like downloading songs illegally from the Internet and torrenting games or movies. My friends are all doing it and I don't see any reason why I should obey the copyright laws," he proclaimed.
The top three reasons why consumers jailbreak their smartphone devices are to install third-party applications banned by the App Store, tweak the user interface, and illegally download premium apps from the App Store because they are not willing to fork out additional money for paid apps on top of the price they paid for the phone itself.
When contacted, Apple spokesman warned that "iPhone jailbreaking can cause the device to become unstable and not work reliably", and made it clear that jailbreaking the phone will void the warranty.
However, due to the fact that jailbreaking only tinkers with the software, all effects are reversible. Users can revert their phone to its factory settings at any time via iTunes.
The writer is a 17-year-old technology blogger who loves social media and gadgets. He is also Singapore's No. 1 Twitter user with 192,000 followers.
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4/14/11
Kuching
recommendation stay from my local friend
1) http://damaibeachresortkuching.com/damai-beach-resort-kuching
Air tickets-
Tiger air - good price
Air asia
Malaysia airline
2) http://www.airasia.com/sg/en/home.html
http://www.tigerairways.com/sg/en/
tiger airways also have flight direct from sin - m'sia
but within internal malaysia flight only air asia have
http://damaibeachresortkuching.com/damai-beach-resort-kuching
4/11/11
Singapore's hawker food spots
THe prata over there is good, I do like the indonesian restaurant and the "meat" noodle..
Price slightly higher than normal foodcourt but food quality is good.
Food Opera It will cost you a bit more for your plage of nasi padant at Food Opera but it will be worth it.The third, and last, of the Food Republic branches to be included in this line-up adheres to an opera house theme -- a structure that, in this case, is a contemporary refuge for specialty local dishes. The famous Scotts Beef Noodles found a home in this modern art-museum-like space, as did local tze char mavens Fatty Weng Restaurant and Ah Wok Restaurant, fan-loved Yong Heng Fried Hokkien Prawn Noodles and highly regarded Hong Kong dim sum house Luk Yu Teahouse and Restaurant. Local artist Chen You Bing's two mythical animal sculptures displayed in the middle of the atrium might take some getting used to, so will the 700 clear, black and purple acrylic chairs, the ornate chandeliers and life-sized driftwood horse by British sculptor Heather Jansch. But the 25 stalls hold their own; where else on Orchard Road hosts a congregation of street food spots so established they've decided to go against the flow and branch out into food stalls, in such modern setting nonetheless? USP: Orchard Road is hardly a food mecca, so this is about as close as it gets. Basement 4, Ion Orchard, 2 Orchard Turn. Monday-Thursday 8 a.m.-10 p.m., Friday, Saturday and eve of public holidays 8 a.m.-11 p.m., Sunday 10 a.m.-10 p.m. . My view: This is one of the nice food court spot . Cost is expensive The chicken rice over there is good & fish ball noodle is acceptable Price is much higher than normal foodcourt. Rasapura Masters The kachang puteh man: An old faourite revived at Rasapura Masters.As food courts go, this one's really hit the big time. It's not just its location in Marina Bay Sands (the classier of the two casinos) or the court's massive girth; it's also that this 24-hour "taste-city ("Rasa-pura") food court has got an ice-skating rink, theaters and celebrity chef restaurants as its neighbors. You are who you're next to, right? But has street food really gone high class? Not quite. Sure, modern Indian fine dining restaurant Song of India's only food stall is located here, but a stall by any other name is still a stall. As Song of India moves a step down to catering to the masses, stalls of local food institutions like Lau Di Fang, Ng Ah Sio Bak Kut Teh and Sin Kee Famous Chicken Rice have stepped up. All 24 stalls have met on this middle ground, except probably where pricing is concerned -- a plate of nasi padang could set you back a whopping S$13.30. Cringe all you want; it's still way cheaper than going to the neighbors. USP: Call it the food court of the high-rollers, when all the fancy celeb chef creations have been consumed, hunker down to some real food, Singapore style. Canal Level, Shoppes at Marina Bay Sands, 2 Bayfront Ave. Open 24 hours.. Do try out the food court in Wisma4/8/11
Affordable Luxurious Lunches
Top 5 Insane Zombie Elimination Strategies
THis link show how to play this game.. not easy :)
Top 5 Insane Zombie Elimination Strategies
April 5, 2011 | 11:19:48 am
Here, we share with you FIVE SICK STRATEGIES to protect your home from the moanin', groanin' zombies.
SICK STRATEGY #1: LOOK MA, NO WALLS!
URGH, plant-headed zombies! It looks like these counterfeits are out to try and fool our soldiers. Of course, everyone knows better. While is is a common trend to use Nuts as walls to block the zombies in this stage, watch as one bounty hunter does otherwise. Behold, the lethal combination of cattails and starfruits, as the duo fire relentless attacks at the zombies, leaving them with no choice but to drop dead even before they can cross the halfway mark of the lawn!
These undead creatures are also taken by surprise by potato mines and squash, which finish them off faster than you can say "Braaaaiiiinsss!!" A strategy that works beautifully and swiftly, without any walls involved!
Plants used: Sunflower, Lily pad, Cattail, Spikeweed, Potato-mine, Garlic, Starfruit, Tangle-kelp, Squash Game type: MINI-GAME, ZOMBOTANY 2
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SICK STRATEGY #2: NEVER UNDERESTIMATE THE POWER OF ODOUR
Psst... The successful bounty hunter behind this tactic also shows how you can make a whopping $8000 in the process. Getting rich while stinking zombies to death, why not? By the way, we wonder if the zombies know that they smell bad themselves. Hmmm....
Plants used: Lily Pad, Fume-Shroom, Pumpkin, Marigold, Magent-Shroom, Coffee Bean, Gold Magnet, Gloom-Shroom, Garlic Game type: MINI-GAME, LAST STAND
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SICK STRATEGY #3: INSTANT GRATIFICATION
Why go through the trouble of throwing bullets at zombies when you can just fry them on the spot?
Now you see a horde, and the next thing you know, they're totally gone!
Plants used: Jalapeno, Twin Sunflower, Pumpkin, Ice Shroom, Doom Shroom, Imitater Doom Shroom, Potato Mine, Squash, Cherry Bomb Game type: SURVIVAL, HARD (NIGHT)
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SICK STRATEGY #4: (NOT SO) PRETTY MELONS ALL IN A ROW
If I was a zombie and knew what was coming for me, I'd have turned back and crawled back into my grave. Because nothing could be worse than being pelted with melons - yes, column after column of melon-pults do the trick this time around. "But what happens when the Gargantuans arrive?"
Plants used: Flower Pot, Tall-nut, Magnet-shroom, Coffee Bean, Melon-pult, Potato Mine, Squash, Pumpkin, Jalapeno, Chomper Game type: MINI-GAME, COLUMN LIKE YOU SEE 'EM
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SICK STRATEGY #5: DEFEAT THE UNDEAD KING OF POP... AND HIS UNDEAD BACKUP DANCERS.
"It's close to midnight.., And something evil's lurking in the dark..."
Fight all urges to be starstruck ("It's the King of Pop!") or absolutely terrified ("Has he come back to life?!"), and use the combined powers and strategic placement of the shroom family to get rid of the dancing zombies almost as quickly as they come!
Plants used: Puff-Shroom, Fume-Shroom, Grave-Buster, Hypo-Shroom, Scaredy-Shroom, Ice-Shroom, Doom-Shroom Game type: ADVENTURE, LEVEL 2 - 1
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4/4/11
How to Study ...
I believe that there are way to study for exam. I do think the key to the success is understanding , able to relate what we have learn. On how to do so... it's defintely is not easy. I am taking my Bachelor in BA... Five more papers to do.. Did badly the last time. I think i am not mentally prepared to study. So First thing I think I have to do is get myself mentally prepared to study. 2nd Planning.. on how to study. I must search for all the resouces that is readily available to me. I am sourcing for ways to study.
Study Guide - How to Study
Preparing to Study - Mentally and physically.
- Find a good place to study. For me this is finding my best direction in fengshui for Education too. With the mentality of good direction, mentally it bring me good chi on study better. Preparing to Study Find a good place to study. This means a desk with nothing on it except what you need for the task you are going to work on. Move everything out of the way. You want to concentrate on one thing: studying. Have a regular time and place for studying. Make sure you have the following: Your assignment notebook Solid flat surface for writing Good lighting Chair Books Supplies Clock Eliminate all distractions Computer (optional) Wear your glasses (if you are supposed to) Good health Your assignment notebook Write down all assignments right away. Listen carefully to what the teacher says. Know exactly what you are supposed to do. Start immediately when you sit down to study. Have everything that you need with you. Plan what you want to accomplish. Plan when you will study. Plan a consistent time and place. Break down large tasks into smaller ones. Make a list of what you want to accomplish. Keep a record of what you do accomplish. Solid flat surface you can write on Clear everything off your desk except what you are working on. Good lighting Not too bright, not too dim Chair A regular chair that is comfortable Avoid strain and fatigue. Books Have all necessary textbooks and reference books. Supplies Pencils, pens, markers, erasers, white-out, ruler, stapler and staples, paperclips, pencil sharpener, post it notes, index cards, paper, scissors, calculator, etc. Have them in a handy place - like in a shoe box. Clock This will help you to manage your time. Eliminate all distractions This would include TV, loud radio music, boom-boxes, etc. Classical music played softly may be helpful. Be aware of when you start to daydream - and stop right away. Computer (optional) If you have one, it can be helpful. If you don't, you can get along just fine without it. Wear your glasses If you are supposed to wear glasses, please do so. This will help in getting the most out of your studying. Good health Get enough sleep: Set a reasonable bedtime. Eat breakfast: Eat three good meals a day, Your body needs energy to study well. Get some exercise. Take frequent breaks from studying: This may mean every ten minutes to begin with! Print this list and refer to it often!
- How to Listen Better in class Improving Reading Skills A Strategy for Reading Textbooks Taking Notes in Class A Strategy for Taking Tests The DETER Strategy for Taking Tests To do well on a test, you must have good knowledge of the information that is being tested. But you must also have a strategy for taking the test that allows you to show what you know. The DETER strategy can help you do your best on any test. Each letter in DETER reminds you what to do. D = Directions Read the test directions very carefully. Ask your teacher to explain anything about the test directions you do not understand. Only by following the directions can you achieve a good score on the test. If you do not follow the directions, you will not be able to demonstrate what you know. E = Examine Examine the entire test to see how much you have to do. Only by knowing the entire task can you break it down into parts that become manageable for you. T = Time Once you have examined the entire test, decide how much time you will spend on each item. If there are different points for items, plan to spend the most time on the items that count for the most points. Planning your time is especially important for essay tests where you must avoid spending so much time on one item that you have little time left for other test items. E = Easiest The second E in DETER reminds you to answer the items you find easiest first. If you get stuck on a difficult item that comes up early in the test, you may not get to answer items that test things you know. R = Review If you have planned your time correctly, you will have time to review your answers and make them as complete and accurate as possible. Also make sure to review the test directions to be certain you have answered all items required. Using the DETER strategy will help you do better on tests and get better grades.
Lobang - offer
ADULTS AT KIDS' PRICES
Adults pay kids' prices at Club Med! Exclusively for UOB Credit Card holders and Club Med members
http://www.clubmed.com.sg/cm/home.do?PAYS=362&LANG=AE
ADULTS AT KIDS' PRICES
Exclusive to Club Med members and UOB Credit Card holders only
--------------------------------------------------------------------------------
Adults at Kids' Prices!
Book a 5D4N All-Inclusive holiday to Club Med Bali, Cherating Beach, Kani, Kabira Beach or Phuket and Adults pay Kids' Prices!
Book by 21 April
Travel between 1 May - 30 September
Our All-Inclusive Package includes:
- Return air tickets (optional)
- Return airport transfers (optional)
- Welcome drink
- Twin-share accommodation
- Sumptuous Buffet Breakfast, Lunch and Dinner with free flow of red and white wine and beverages during Lunch and Dinner
- Open bar and snacks
- All Sports activities with expert tuition including archery and flying trapeze
- Nightly entertainment
For reservations, book online now or call us at 1800 258 2633
4/3/11
Preference Dentist as recommend
1) Allsmiles Dental Care Reg. Name: Allsmiles Dental Care
997Tampines MRT (EW2) #01-26, 20 Tampines Central 1, (S)529538
Tel: 67853303 | Fax: 67866282
Dr OH
Review : Tested personally and he is a very funny dentist.
Recommend by my sister. I am confident with him to take care of my tooth. DId my first root canal and crowning with him.
Great guy, cost is normal ..
2) Victorial Dentist at River view mall.
Dentist only there once a day in sunday
Review : Had to emergency to visit a dentist as suspect tooth decay. Felt nerve pain.
This is a lady doctor who I have visted yesterday. Cost is expected ..
No problem with my tooth but suspect senstitive tooth. so application of flouride is recommend. No decay.
$60 for cleaning
$20 for FLouride application
$15 for consultant