11/6/08

Prosperity Doesn't Mean Limitless Spending

Prosperity Doesn't Mean Limitless Spending


For many people, old feelings of deprivation stimulate the urge to buy whatever they want in the moment.

This type of impulse buying often covers up feelings, just as overeating,drinking, or using drugs can do. Unfortunately, the shopping high doesn't last, especially when the bills come in.

People who struggle financially (arent most of us one ?) often think that being wealthy means being able to buy whatever you want. The fact is, those who manage to build individual fortunes usually exercise considerable spending restraint and choose instead to put disposable income aside. That's what builds surplus!

I know people with rather limited incomes who enjoy their lives and never feel deprived. They make conscious decisions about how they want to spend their money and put money aside for entertainment and trips. They also have an emergency fund.

At the same time, I know people who make substantial incomes--well over $200,000 a year, yet they feel limited and deprived because their want list is huge and no matter how many things they buy, they still want more.

One of the secrets to living a prosperous life is learning to experience the feeling of satisfaction. If you don't know how to do this, you'll always be dissatisfied with what you have and what life brings you.

To learn the experience of satisfaction:

1. Think about something that satisfies you. It can be abeautiful sunset, being with someone you like, walking your dog, sitting outside on a beautiful day, looking at the stars, or anything else. It doesn't have to be anything grand. Simple and satisfying is fine.

2. Close your eyes and breath deeply while you allow the feeling of satisfaction to fill all of your cells. Try to identify the feeling of satisfaction in your body. As you do this, repeat to yourself, 'I am satisfied.'

3. Write out the words 'I am satisfied' and place them where you can see them often. When something happens during the daythat feels good to you, say, 'I am satisfied,' and allow yourself to experience the feeling. If the critical voice inyour head tries to negate your satisfaction, tell it, 'Thanksfor sharing, but we are satisfied at this moment.'

4. If you find yourself grumbling a lot about what isn't rightin your life, take a moment and think about something that satisfies you. If nothing does, then do something to change that! It's not the world that isn't working, it's the way you are looking at it.

Now my main motivation is to start have a saving of my 6 month salary.
although it is a bit late but better than nothing.
I will look for more motivation article on personal wellbeing, personal finance..
Let us start somewhere

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